CALL 818-735-5924 • NMLS #236429 • CA-DRE #01130048

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Mike has over 20 years of experience as a top Producing Loan Officer and Team Builder. He was named one of the top 200 loan originators in the United States for three years in a row (2000-2002) by Loan Originator Magazine, as well as one of the top 100 loan originators for an additional two years (2003-2004). Mike’s goals are to provide his clients with the ability to meet their financial vision.

“My job really begins when the client’s first loan closes with me,” Mike reveals. “I’m not here to be a provider of debt for one-time transactions. I assist my customers in managing that debt and continually watch the market and provide updates to my clients with easy-to-read spreadsheets. I always let them know when it is in their best interest to refinance and save money. I choose to take the approach of a consultant with all of my clientele.”

Mike resides in Westlake Village, CA, with his three lovely daughters. Mike and his oldest daughter like to volunteer; through the MEND organization, they adopt 1-2 families every holiday season. They like to see how much joy they bring to families in need — especially the children. During his spare time, Mike likes to coach soccer for his two younger daughters’ AYSO teams, and when he has a little time for himself, Mike likes to golf.

Contact Mike for financing residential properties.

Client Reviews

Mike has done several large and small loans for me over the past few years, he has always proven to be a tremendous and creative resource, providing invaluable advice and highly competitive rates. I wouldn't use anyone else for my loan needs and I would highly recommend using Mike for whatever loan needs you have.
Mike and his office staff, especially Claudia are the best for getting a mortgage and refinancing. You cannot go wrong working with the wonderful group of folks.
As always, Mike and Team are the best! I don't know how many loans we have done over the past 20+ years - at least a dozen - and they are always great!

The Latest News

What to Do Financially During the 30 Days Before Closing
July 1, 2026
The final month before closing is one of the most exciting parts of the home buying journey. It is also one of the most important times to keep your finances as stable as possible. Many buyers believe that once they receive loan approval, they can return to their normal spending habits. In reality, lenders often continue reviewing financial information until just before closing. Taking a few simple steps during these final weeks can help keep your mortgage on track and prevent unnecessary delays.
What Lenders Mean When They Ask for Updated Financial Documents
June 30, 2026
Applying for a mortgage does not end once your initial paperwork has been submitted. Many homebuyers are surprised when their lender requests updated financial documents later in the process. While it may seem repetitive, these requests are a normal part of mortgage underwriting and help ensure your financial situation has remained stable. Understanding why lenders ask for updated documentation can help reduce stress and keep your loan moving toward closing.
What’s Ahead For Mortgage Rates This Week – June 29th, 2026
June 29, 2026
The latest Personal Consumption Expenditures (PCE) Price Index, the Federal Reserve's preferred measure of inflation, has been released. The report indicates that inflation remains elevated across most sectors, although the overall reading came in slightly below expectations.

Interested in applying? Get pre-qualified now!

Mike Pfefferman

First Rate Financial Group

CALL 818-735-5924
NMLS #236429 • CA-DRE #01130048